Pricing
PCKT Plc is a financial organization licensed by Finanssivalvonta (Finnish FSA) passported across EEA. PCKT Money offers a full whitelabel turnkey solution for any type of Mastercard program to the both financial and non-financial organizations that want to launch their own payment card product.
Program management
Settlement Reconcilliation Process
Mandatory MasterCard Reporting
Card Issuing Billing
Card Program Support
Minimum project maintenance fee
5000,00 € / month
INCLUDES 5000 cards
Example calculation
Service
Active cards
Active cards during month
<20 000 pcs
Fee /month
1,0 €/card/month
Additional cards
0,1 €/month
For example 30 000 cards would be =
20 000 cards x 1 €
10 000 cards x 0,1 €
= 21 000 €
Service
Compliance Onboarding setup
Includes
Due diligence for Partner
KYC questionnaire assessment
AML/KYC policy review
Project administration
System setup
Workshop on card release
Fraud surveillance
Card customization
Backend System
API specifications
Tokenization (Apple Pay, Google Pay)
Dedicated Mastercard BIN range setup
Mastercard card design validation
3D Secure integration
Price
14 000,00 €
Service
Payment Fee (Intra-regional, domestic)
Includes
Total fee per card payment, charged per authorization
(no extra fees for transaction, settlement, clearing, decline, external host communication)
(no extra fees for transaction, settlement, clearing, decline, external host communication)
Payments per month
All volumes
Fee
0,10 €
Service
Payment Fee (International)
Includes
Total fee per card payment, charged per authorization
(no extra fees for transaction, settlement, clearing, decline, external host communication)
(no extra fees for transaction, settlement, clearing, decline, external host communication)
Payments per month
All volumes
Fee
0,20 €
Service
Fee per 3D Secure attempt
Includes
Strong Customer Authentication with support of 3D Secure v1.0 and v2.2 and SMS OTP delivery
Payments per month
All volumes
Fee
0,10 €
Service
Foreign Exchange
Fee
2%
Customer Due Diligence
Fee
Fee per ATM balance inquiry
0.5 €
Fee per ATM cash withdrawal
2 €
Percentage fee per ATM cash (withdrawal (domestic and Euro area)
0 %
Percentage fee per ATM cash
withdrawal (international)
2 %
ATM
Fee
Card Program Support
0.5 €
We provide an easy start with -50% monthly fee discount for the first 6 months
Our turnkey solutions include
Card customization services
Fraud monitoring
Card customization services
Tokenization (Apple Pay/Google Pay)
Project management
Card customization services
Fraud monitoring
Card customization services
Tokenization (Apple Pay/Google Pay)
Project management
Tokenization (Apple Pay/Google Pay)
Card customization services
Project management
Card customization services
Fraud monitoring
Tokenization (Apple Pay/Google Pay)
Card customization services
Project management
Card customization services
Fraud monitoring
